Car Running Costs & Maintenance 101

Owning a car offers freedom, but it also comes with responsibility. This guide breaks down the basics of car upkeep, helping you budget for the necessary running costs and maintenance.

1. What are Car Running Costs?

Running costs refer to the regular expenses of owning and operating a car. These are the bills that keep coming, even after you’ve paid off your loan.

Note: If your car is pre-owned or older, expect higher maintenance costs and more frequent services. Having an emergency fund set aside for the car can make a big difference when things go wrong.

2. Unexpected Expenses That Sneak Up on You

No one tells you how fast these parts wear out, but failing to budget for them can lead to a financial shock:

• Tyres: Wear and tear, punctures, and replacements can be costly. They typically need replacing every **40,000 - 60,000 km** depending on usage.
• Battery: Batteries can fail unexpectedly with age. They usually last **2 - 5 years**, depending on quality and driving habits.
• Brakes: Pads wear down quicker if you’re doing lots of stop-start city driving.
• Wipers, Bulbs, Fuses: Small costs, but they add up over time.
• Other: Cracked windshields, window repairs, and unexpected mechanical issues can also arise.

3. The Real Reason You Can't Skip Maintenance

Skipping a service to save R2,000 now often costs you R20,000 later. Regular maintenance protects you from major expenses, as well as:

• Warranty Voiding: If your car is still under warranty (common for cars less than 5 years old), skipping a scheduled service will **void your entire warranty**. The manufacturer won't cover any major future faults.
• Catastrophic Failures: Running an engine without new oil or proper cooling can cause the engine to seize, which requires replacing the entire engine block.
• Reduced Lifespan: Neglecting maintenance can shorten the lifespan of critical components (e.g., engine, transmission).
• Safety Risks: Neglecting brake or tire maintenance can compromise your safety on the road.
• Resale Value: A car with a full, documented service history will always have a higher resale value.

4. Common Car Maintenance Mistakes

Avoid these common errors to keep your car healthy and your wallet full:

• Choosing Cheap or Fake Parts:
  Fix: Use quality, manufacturer-approved components for long-term reliability and savings.
• Delaying Scheduled Services:
  Fix: Stick to your vehicle’s recommended service intervals and plan for them in your budget.
• Ignoring Warning Signs:
  Fix: Act early on dashboard alerts, leaks, or unusual behaviour to avoid costly damage.
• Visiting Unqualified Mechanics:
  Fix: Always choose mechanics certified by recognised bodies like the **Retail Motor Industry Organisation (RMI)**.
• Skipping Quick Garage Checks:
  Fix: Ask petrol station attendants to inspect key areas (oil, water, tyres) when you’re topping up your fuel.
• Ignoring Seasonal Impact:
  Fix: Monitor coolant levels in summer and tyre pressure in winter for optimal performance.

Final Checklist

• Have I budgeted realistically for fuel, insurance, and maintenance?
• Do I know when my next service is due?
• Do I have a go-to workshop I trust (preferably RMI-certified)?
• Am I putting money aside for car emergencies?
• Do I know what to do if my car breaks down?